1 Hour Payday Loan: Fact or Fiction

“This is Brian Gumball with WPLR news and your daily payday loan report.  Today we bring to you another animal edition for all of you nature lovers out there.  Our guest, Irv Stevewin, who originally bought to us the famous Sonic Payday Loan will show us the ‘flip side’ of the payday loan kingdom.  Instead of rocketing across the country, we’ll take our time and enjoy the scenery with the 30 day payday loan.”

“So let’s get to the field and hear the Payday Loan Report from our nature field correspondent. Irv?”

What is a 30 Day Payday Loan?

“G’day, Brian, and thanks for having me back.  I loved telling you about the sonic payday loan, but today we’ll see the 30 day payday loan – a very slow cousin to the sonic.  We’re talking about the tortoise and the hare here, Brian.  It’s absolutely fascinating. While a sonic payday loan can speed from someone’s computer, grab a loan till payday, and drop it in someone’s account in less than 24 hours, the 30 day payday loan takes that simple loan and stretches it out for a month!”

“That’s amazing, Irv!  Most payday loan companies only offer the sonic payday loan for one or two weeks.  How does the 30 day payday loan go so slowly?”

“Oh Brian, it takes a special creature to do this.  You are right, most payday loan companies want their money back in a week or two.  But with the 30 day payday loan, everything changes.  You get a quik payday loan, but you can be slow to pay it back!  It’s the best of both worlds.  The 30 day payday loan can take care of your immediate needs: a grocery run, an overdue bill, or a needed home repair.  The best part is that with the 30 day payday loan option, you don’t have to worry about paying it back right away.  You can put one or two paydays under your belt first!”

Feeding the 30 Day Payday Loan

“That’s another incredible creature, Irv.  If I remember right, the sonic payday loan ate a steady diet of cash.  Does the 30 day payday loan do that too?

“Oh, you’d better believe it.  The 30 day payday loan doesn’t come cheaply.  He’ll eat you out of house and home if you let him.  Remember that the sonic payday loan was a short-term payday loan.  He’s got a big appetite – 10-30 percent, but he only eats for a week or two and then leaves.  But the 30 day payday loan stays a guest for considerably longer.  He’ll eat about the same amount, but he can do it for twice as long.  And while it’s nice to put off repaying the payday loan, the 30 day payday loan can get fat in a hurry – on your own cash!”

30 Day Payday Loan Application

“Well, Irv, how difficult is it for our viewers to get a 30 day payday loan of their own?”

“It’s a piece of cake, Brian.  Well, it’s a piece of cake for the right people.”

”What do you mean by that, Irv?  I thought anyone with a job and a bank account can take home their own payday loan.  You said we just needed to go to the www.paydayloanreport.com website and fill in an application with our basic information about who we are, our employment information, and our bank account information.”

“Ha!  Well, I’m glad you were listening.  There’s the normal run-of-the-mill ez payday loan.  Most people can walk in off the street and get one of these.  But there’s a little reserve where some of the specialty loans wait.  People can apply for the $1000 payday loan, 30 day payday loan, and the faxless payday loan, but generally these are held for the established customers.  Once someone has successfully paid off a few loans, they payday loan company is usually willing to give more to them.

“Ah, I see.  Well, that’s all the time we have.  Thank you for clearing that up, Irv, and thank you for another informative report – this one of the 30 day payday loan. . Remember folks, payday loans are useful and fun to have around if people use them responsibly.  For all of you out there, thank you for listening.  I’m Brian Gumball with WPLR and your payday loan report.  Good night.”

Websites Offering Payday Loans Online:

•	Quik Payday - They claim to offer the quickest payday advance online. We are investigating.
•	National Cash Advance - National Cash Lenders Funding Every State? Hmmm.. Aren't there laws?
•	Cash Loans Calculator - Payday Lenders Marketing A Cash Cow? Very Interesting Articles.
•	Responsible Lending - The Center for Responsible Lending is fighting predatory lending.
•	Sonic Payday - Sonic Payday - Loans From Sonic Cash.