EZ Payday Loan

For WPRL and the Payday Loan Report, I’m Brian Gumball.  Today we bring you a personal interest story from right here in our own hometown.  He works in a figurative minefield – an occupation known for trying to put up roadblocks everywhere to discourage their customers.  But Elmer Zamra has invented what he calls the “EZ Payday Loan.”  Elmer’s EZ payday loan blazes a path through the rocky roads of payday advance loans.  Let’s go to him now.

The EZ Payday Loan Beginnings

Elmer, tell us about the invention of the EZ Payday Loan.

“Well, I tried to take out a payday cash loan once and found myself lost and confused.  I had to drive to the payday loan store, fighting rush hour traffic.  Then I stood in line for a long time.  Finally I got my paperwork finished and still had to go to the bank.  It was a confusing time.  I decided that the world really needed an EZ Payday Loan.”

So what was the first step in creating the EZ Payday Loan, Elmer?

“Well, the first step towards the EZ Payday Loan was inventing the internet.”

Inventing the internet?  Elmer, no one person made the internet.  It’s a group of computers from all over the world.  Everyone makes the internet.

“Right – and you call yourself a reporter.  I could be vice-president and you’d probably miss that fact too.”

The EZ Payday Loan Options

Ok.  Anyway, Elmer, what did you do after you ‘invented’ the internet?

“Well, I figured that was the best place for the EZ Payday Loan to start.  I put an online payday loan application on there to allow people all over the country to access it.  Then I made it simple to fill out.  People just needed to know their name, address, phone number and other basic information like that for the EZ Payday Loan. . Oh and they had to give their bank account information and employment verification.  At first I wanted to make the EZ Payday Loan so easy that people could get it even without a job.  But then I realized that was a bad idea.  They never repaid their EZ Payday Loan.”

Thank goodness you caught that in time.  That could have been a disaster.

“Yes those three years were pretty lean for me.”

Three years?  It took you three years just to realize people weren’t giving you money?  And you invented the internet to put your payday loan online?

“Well, I thought it was because the horses on the Pony Express kept breaking down.”

Pony Express?  We haven’t used horses to carry mail for a long time, Elmer!

“I know.  They quit using them after I invented the postal service.  I had to have someone carry the checks back and forth.”

Elmer, are you telling me you invented the postal service to help carry people’s EZ Payday Loan money back and forth?

“Sure.  I know it seems kind of silly now.  I learned that we could send money back and forth on the internet.  That’s even faster than a mail truck! .  Now when people apply for an EZ Payday Loan, they put down their information, we process it and match it with a lender, and then directly deposit it into their bank account.  When it comes to paying back the loan, we set an exact date and amount and remove that from the borrower’s checking account on their next payday.”

You’re right, Elmer.  That does make it faster.  It’s a good thing that someone invented banks.  What if someone needed a no checking account payday loan?

“Oh don’t be silly.  That’s why I invented the banks.  If someone needs a cash until payday loan, we can just deposit it directly into their account – checking or savings.  It was the first step towards the paperless payday loan.  It’s quite handy actually.  I’m glad I invented it – just like the EZ Payday Loan.  It’s really so easy it’ll make you crazy.”

Yes, I imagine that’s what happened.  And after today, I’m glad someone invented aspirin.

“You’re welcome.”

So if you need an EZ Payday Loan for a loan till payday, go to www.paydayloanreport.com and check it out.  This is Brian Gumball and Elmer Zamra signing off of your WPLR Payday Loan Report.  Good night.

“Did I ever tell you about the time I took a loaf of bread and sliced it BEFORE I sold it to a customer?”

Good night.

Websites Offering Payday Loans Online:

•	Quik Payday - They claim to offer the quickest payday advance online. We are investigating.
•	National Cash Advance - National Cash Lenders Funding Every State? Hmmm.. Aren't there laws?
•	Cash Loans Calculator - Payday Lenders Marketing A Cash Cow? Very Interesting Articles.
•	Responsible Lending - The Center for Responsible Lending is fighting predatory lending.
•	Sonic Payday - Sonic Payday - Loans From Sonic Cash.